Many individuals purchase disability insurance policies in the event that they become medically unable to work. Unfortunately, after paying the premiums for these policies for years, they find that the insurance company denies them coverage when they are no longer able to work.
Unfortunately, the denials issued are often based on misreading of the record by the insurer or absence of evidence that could easily be obtained. Too often, the insurance company looks for any excuse not to pay a claim and deserving individuals are denied the assistance they deserve. If you have been denied in a Long-Term Disability (LTD) or Short-Term Disability (STD) policy, Donati Law may be able to help.
We may be able to assist you with LTD/STD claims against:
- Aetna
- AIG
- Assurant
- AXA Equitable
- Bershire
- Cigna
- Colonial
- Eastern Life & Health
- Fort Dearborn Life
- Guardian
- The Hartford
- ING
- John Hancock
- LifeWise
- MetLife
- Mutual of Omaha
- New York Life
- Principal
- Prudential
- Sunlife
- Standard
- Transamerica
- Unum Provident